How Latest FICO Score Model (FICO 10) impact Credit score badly – Best methods, tricks and tips to avoid credit score lowering and improve the FICO score

Fair Isaac Corporation, the biggest credit score company, announced new model FICO 10 to determines its FICO credit scores. FICO 10 and FICO 10 T will be used by the Credit bureau to start calculating score from early 2021. Based on new model huge impact on FICO credit score expected, new methods should be applied to maintain Debt, Mortgage, balance maintenance in credit cards. Here’s how to avoid lowering your credit score based on FICO new model algorithm.